There are certain times of the year that shopping is just plain dreadful. The parking lots are full, the lines are long and the prices are through the roof. You can now shop from home using your computer and get better prices than you ever could if you went through the torture of going to the store.
Make sure that you’re entering your payment details on a secure site. Look for “https://” in the URL of the site that you’re trying to buy something from. If you don’t see that or no sign of any website security, then it’s probably a good idea not to trust those people with your account information.
Be extra careful when you look for shopping deals on social media. Although it’s a great way to get announcements regarding sales and coupon-codes, social media accounts can be easily impersonated or even out-right hacked. Get your info on the social networks, then proceed directly to the main site of the store mentioned to wheel and deal.
Online shopping is most safely done from a secure computer connection such as the one you maintain in your home. But if you use a wireless connection without a password, you are vulnerable. Hackers exploit these kinds of weaknesses.
Make sure that you check your credit card bill will a fine tooth comb if you make a lot of purchases online. Many people fail to do this and they end up paying hundreds of dollars a year on charges that they did not authorize. This is easier to do if you use just one card for online purchases.
It is best to shop online with a credit card. Most credit cards come with a protection plan in case your information is stolen. Your bank will probably give you your money if you purchased a bad product with a credit card while you will entirely depend on the seller to get your money back if you used a debit card.
Just as you would when shopping in person, be sure to comparison shop on the Internet before making a purchase. What you find on one website may be significantly cheaper on other website. There are even some websites, such as NexTag.com, that allow you to comparison shop right on their page.
When you buy a product from an online retailer, be sure that you check the merchant’s return policy. Some retailers charge a restocking fee for returned merchandise. This would not be a good deal for you if you tend to change your mind about purchases after you buy them.
Shopping online doesn’t always mean buying directly from the manufacturer. In fact, you can purchase from sites like Target, Walmart and Amazon which have everything you need under one roof. This can save you money on shipping costs as all items are coming from a single retailer, plus it makes shopping easy.
Look for an address and phone number for any retailer before you pull out your credit card and make a purchase with them. There are many people that will take your information and use it fraudulently, so you have to be very careful. Even if everything else looks legitimate, avoid any sites that don’t have contact information.
Before you begin your shopping, check out some coupon sites to see if they have any coupons for the items that you may need. There are vast potential savings out there in the form of special offers made by both sellers and manufacturers. The trick is to peruse the site before you set foot in a store, virtual or otherwise.
Before completing a purchase, be sure that the website is secure. There are a couple of ways to tell this. Check for the letters “https” in the web address or look for an icon of a closed lock or an unbroken key at the bottom of your screen. Don’t worry if the “s” is not included in the web address right away, sometimes it is only present on the checkout page.
Beware of phishing scams. No online retailer will send an email requesting you to send them any personal information in an email. If you receive an email like this, contact your credit card company using the number on the back of your credit card. This will ensure that the email is legit.
Look for discount codes from the manufacturer’s site for an item you wish to buy. Many retailers provide discounts, so you need to check out deals pages before making a purchase. Even if you just eliminate shipping costs, this can save you much money, especially when purchasing items in bundles.
If you have filet mignon tastes and a cheeseburger budget, turn to auction sites. You can often find brand new designer items at a heavily discounted price. Try searching for a slightly misspelled version of the designer’s name. You may be able to find an item that no one else has seen.
One site which offers great deals every day is Woot.com. At midnight central time they post an item at a super discounted price, and you have to grab them while they are available. Not only is this fun to do, it can save you a bundle on electronics and computer hardware.
In order to be sure you are shopping online safely, it is important that you have the most updated version of your browser. Old, out-of-date browsers leave you more vulnerable to identity theft. Most browsers update themselves, but to be sure you have the most updated version, check your settings.
Be aware of your tax liability when shopping online. Doing your shopping on the Internet usually does not involve any taxes if the retailer is located in your state. If they are based out of your state, they are required by law to charge you sales tax. This may not come up on the order you’ve made and may appear on a later bill if you’re not careful.
Online shopping has been around for years, but knowing how to shop in the wisest ways is imperative these days. You should have learned a lot about how to shop online and make it a positive experience. Learning more about online shopping can help you now and in the many months to come.
